Compare MySuper
Debt payoff

Get debt-free, faster

List your debts, throw a little extra at them each month, and pick your attack order. We'll show the day you're clear, the interest you save, and whether avalanche or snowball wins for you.

When will you be debt-free?
List your debts, add whatever extra you can throw at them each month, and pick an attack order. We'll tell you the day you're clear — and how much interest the plan saves you versus paying only the minimums.
Your debts
$/ mo

Highest interest rate first — the mathematically cheapest order.

Paying $1,085/month with the avalanche method, you'll be

Debt-free in 3 years

clearing $32,500 of debt by July 2029 and paying $5,807 in interest along the way.

Debt-free by

July 2029

Total interest

$5,807

Interest saved

$5,340

Time saved

1 year 8 months

Paying only the minimums, you'd take 4 years 8 months and hand over $11,147 in interest. Your extra $300/month saves $5,340 and gets you out 1 year 8 months sooner.

Interest with your $300/mo extra$5,807
Interest paying minimums only$11,147

Interest compounds monthly on each balance; minimums are paid on every debt, then all spare cash cascades onto the target debt for your chosen method. Rates and minimums are your own figures — open the panel for the payoff order, the balance curve and the avalanche-vs-snowball split. A guide, not financial advice.