8 guides
Australian money, explained
How the rules actually work, and what the official data actually says. Every figure comes from the ATO, the ABS, APRA or Services Australia, and every source is named and dated so you can check it yourself.
Superannuation
Every MySuper fund ranked: what APRA's data showsAll 52 MySuper products, their ten-year returns and the fees they charge on a $50,000 balance — straight from APRA's Comprehensive Product Performance Package.9 min readHow much super Australians have, by ageMedian and average super balances for every ATO age band, how the gap between men and women changes over a career, and what the numbers do and don't tell you.7 min readSuper fees: what Australians actually payWhat APRA's fee data shows across all 52 MySuper products, what the fee is made up of, and the arithmetic of how a percentage compounds over a working life.7 min read
Income & tax
What Australians actually earnTaxable income by percentile, the difference between the median and the average, and how earnings vary by occupation and postcode — on ATO Taxation Statistics.8 min readHow Australian income tax worksMarginal rates, the tax-free threshold, the Medicare levy and surcharge, HELP repayments and the legislated rate change from 1 July 2027 — worked through step by step.10 min readThe 2027 capital gains tax changes, explainedWhat the current 50% discount does, what replaces it from 1 July 2027 under the enacted reform, and how the two regimes differ across holding periods.8 min read