Salary budget planner
Budget your salary
See your real take-home pay, set a savings rate you can live with, and watch what it could grow into over time.
Budget your salary
Turn your salary into a simple monthly plan — and see what saving could grow into.
Your take-home pay
$5,607/mo
$67,280 a year after income tax & Medicare.
drag to explore
Save
$1,121/mo
Spend
$4,485/mo
That's $13,456 a year. Invested at 7%, you'd have $185,914 in 10 years.
A popular starting point: the 50 / 30 / 20 rule
50%
30%
20%
Needs
$2,803
Wants
$1,682
Savings
$1,121
Take-home uses 2026-27 resident tax rates + Medicare levy. The 50/30/20 rule is a guideline, not a prescription. Excludes HECS/HELP, salary sacrifice and private health. A guide, not financial advice.